Information about Cookies

 

The following information provide users more details about the placement, use and administration of cookies, as used within the RisCo.ro website, or other websites managed by RisCo Servicii Financiare SRL.

 

Please read carefully the information below:

 

This website uses cookies in order to offer its users a better browsing experience and services adapted to their specific needs .

Cookies have the purpose to facilitate access and delivery of services to internet users, like personalization of certain settings (language, country, prices displayed in local currency).

Based on information gathered about users, cookies help site owners to make their product more efficient, so this could be easily accessible for users. Moreover, they increase efficiency of online advertising and allow multimedia or other type applications to be included in a certain website, in order to make browsing more relevant.

 

WHAT IS A COOKIE?

A cookie is a small snippet of text that a website asks your browser to store. All cookies have expiration dates embedded in them, that determine how long they stay in your browser. Cookies can be removed in two ways: automatically, when they expire, or when you manually delete them. We've included more details below to help you understand what kinds of cookies we might use.

Please remember: cookies are not software programs, viruses or spyware and they cannot access information from your hard drive. Cookies do not request any personal information and do not identify the internet users .

A cookie is made of a name and content, its existence duration being determined. The webserver accesses it again when a user returns on the website associated with the respective webserver .

 

Cookies are classified in :

WHICH ARE THE ADVANTAGES OF COOKIES?

A cookie contains information that lind users and a certain website. If a browser accesses that web-server again, this can read the information already stored and react in consequence. Cookies ensure to users a pleasant browsing experience and support many websites' efforts to offer services friendly to users: for example, theri preferences regarding online confidentiality, their options regarding site language, shopping baskets or relevant adevertising .

 

WHICH IS THE EXPIRATION TIME OF A COOKIE?

The expiration time of a cookie could be different, based on the purpose for which it is placed. There are cookies used exclusively for a single session - these cookies are not retained after the user exits the website. Permanent cookies -are retained and reused any time, when the user returns on the same website, but they can be deleted at any time by the user .

 

WHAT ARE THE COOKIES PLACED BY THIRD PARTIES?

Some content parts from certain websites can be placed on the website accessed by third parties through banners, boxes or liks - and all those instruments can contain cookies. They are called "third party cookies" as they are not placed by the respective owner's website, and the third party suppliers are bound to the applicable laws and confidentiality policies of the website's owner. .

 

HOW ARE COOKIES USED BY THIS WEBSITE?

 

A visit on this website can place cookies for the purpose of :

 

 

Those cookies could be supplied by third parties :

 

WHAT TYPE OF INFORMATION IS STORED AND ACCESSED THROUGH COOKIES?

Cookies store information in a small dimension text type file, which allows for a website to recognize a browser. The webserver will recognize the browser until the cookie expires or it is deleted. Cookies store important information, which improve the browsing experience on Internet (e.g.: language settings in which you want a site to open, keeping a user logged in his webmail account, online banking security, keeping goods in your shopping basket)

 

WHY ARE COOKIES IMPORTANT FOR THE INTERNET?

Cookies are a convenient way to carry information from one session on a website to another, or between sessions on related websites, without having to burden a server machine with massive amounts of data storage. Storing the data on the server without using cookies would also be problematic because it would be difficult to retrieve a particular user's information without requiring a login on each visit to the website..
Refusal or disable of cookies does not mean tht you will not receive online advertising anymore - but only that it will not consider your preferences and interests, as evidenced through your navigation behaviour .

Examples of important uses of cookies (which do not require authentication of a user through an account):

 

SECURITY AND PROBLEMS RELATED WITH PRIVACY

Cookies cannot be used to run code (run programs) or to deliver viruses to your computer..
There is a lot of concern about privacy and security on the internet. Cookies do not in themselves present a threat to privacy, since they can only be used to store information that the user has volunteered or that the web server already has. .
Whilst it is possible that this information could be made available to specific third party websites, this is no worse than storing it in a central database. If you are concerned that the information you provide to a webserver will not be treated as confidential then you should question whether you actually need to provide that information at all..

 

OTHER SECURITY ASPECTS OF COOKIES

Because cookies are are simple text files, text files cannot execute programs or carry out tasks. Nor can they be used to view data on your hard disk, or capture other information from your computer.
Furthermore, cookies can only be accessed by the server that initiated them. This makes it impossible for one Web server to snoop around in cookies set by other servers, grabbing sensitive bits of your personal information.

 

ADVICE FOR A SAFE AND RESPONSIBLE BROWSING, BASED ON COOKIES

Due to their flexibility and the fact that many of the largest and most-visited websites use cookies by default, cookies are almost unavoidable. Disabling cookies will lock a user out of many of the most widely-used sites on the Internet like Youtube, Gmail, Yahoo mail, and others. Even search settings require cookies for language settings. Here are some tips you can use to ensure worry-free cookie-based browsing:

Customize your browser's cookie settings to reflect your comfort level with cookie security or use our guide to delete cookies
If you are very comfortable with cookies and you are the only person using your computer, you may want to set long expiration time frames for storing your personal access information and browsing history. If you share access on your computer, you may want to set your browser to clear private browsing data every time you close your browser. While not as secure as rejecting cookies outright, this option lets you access cookie-based websites while deleting any sensitive information after your browsing session.
Install and constantly udpade antispyware applications.

Many applications which detect and prevent spywares include detection of website attacks. Therefore, they stop the browser from accessing websites that could exploit vulnerabilities of the browser or downloading dangerous software. Make sure that your browser is always updated. Most of the attacks based on cookies are done by exploiting the weak areas or outdated browsers .

Cookies can be found everywhere and cannot be avoided if you want to benefit of access on best and largest Internet websites - local or interntional. By clearly understanding the way in which they operate and the benefits they bring, you can still take the required precautionary security measures so as browsing securely on the internet .

 

COOKIES DISABLING AND REFUSAL

Disabling or refusal to receive cookies could make certain websites impracticable or dificult to visit and use. At the same time, refusal to accept cookies does not mean that you will not receive/see online ads .

It is possible to set the browser so as cookies not to be acceptable, or you can set up the browser to accept cookies from a certain website. But, for example, if you are not registered for using cookies, you will not be able to leave coments .

All modern browsers offer the possibility to change cookie settings. Those settings are usually found in "Options" or in the menu "Preferences" of your browser .

For setting cookies generated by third parties, and for more information regarding confidentiality linked with the online advertising, IAB Romania makes available the following website :

http://www.youronlinechoices.com/ro/

In order to understand those settings, the following links can be used, otherwise you can use the "Help" option of your browser for more details .

Cookie settings in Internet Explorer

Cookie settings in Firefox

Cookie settings in Chrome

Cookie settings in Safari

For cookie settings generated by third parties, you can also search the website :

http://www.youronlinechoices.com/ro/

 

OTHER USEFUL LINKS

For more information regarding cookies and their use, we recommend you the use of the following links:

Microsoft Cookies guide

All About Cookies

You can use this same website of IAB Romania in order to get more information regarding confidentiality issues of online advertising:http://www.youronlinechoices.com/ro/