Information about Cookies

 

The following information are used to provide users more details about the placement, use and administration of cookies, as used within the RisCo.ro website, or other websites managed by RisCo Servicii Financiare SRL.

 

Please read carefully the information below:

WHAT IS A COOKIE?

A cookie is a small snippet of text that a website asks your browser to store. All cookies have expiration dates in them that determine how long they stay in your browser. Cookies can be removed in two ways: automatically, when they expire, or when you manually delete them. We've included more details below to help you understand what kinds of cookies we might use.

 

We use different kinds of cookies for various reasons outlined below. All cookie information is completely anonymized ie we do not see individuals' PII.

There are also limited third-party cookies on the site. These cookies could be session or persistent and are set by entities other than RisCo Servicii Financiare SRL. To ensure compliance with our policies, we restrict the use of third-party cookies to our trusted partners only. For example, we currently allow:

1.   Essential cookies - these cookies are all first party cookies that are essential for the operation of our website. For example, some cookies allow us to identify subscribers and ensure they can access the subscription pages.

2.   Functional cookies - these cookies remember your log-in details if you have the "Stay logged in" box ticked which makes it possible for registered users to return to the site without having to log in. Functional cookies also make sure the website looks consistent as well as allowing us to analyze site usage so we can measure and improve performance.

We use a functional cookie to remember your cookie preference from our 'Cookie preference' tool as well as to provide you with enhanced services like commenting.

In addition, we may use functional cookies for Audience measurement and validation. We use services such as Google Analytics to understand how many people visit us and which of our products and services are more popular, which helps us improve the website.

3.   When you register or log in to our websites with credentials from social networks like Facebook or Twitter, you authorize them to store a persistent cookie that will remember you and grant you access to our site every time you visit until it expires. You can delete that cookie (and revoke the access it grants) by updating your preferences with each respective social network. So if you no longer want to be able to log in through Facebook, you'll need to update your settings at Facebook.

4.   Advertising cookies - these cookies allow you to share pages with social networks should you wish to do so. They also enable us and our advertisers to serve you with relevant advertisements that may interest you. They are sometimes referred to as 'behaviorally targeted advertising cookies'.

 

You can opt out of these cookies at any time - to learn how to do this or if you would like to learn more about how advertisers use these types of cookies, please visit http://www.youronlinechoices.eu if you are based in the EU. If you are based in the United States and would like to learn more, please visit http://www.aboutads.info/choices/. Please note that we are not responsible for the content of external websites.

 

WHAT TYPE OF INFORMATION IS STORED AND ACCESSED THROUGH COOKIES?

Cookies store information in a small dimension text type file, which allows for a website to recognize a browser. The webserver will recognize the browser until the cookie expires or it is deleted. Cookies store important information, which improve the browsing experience on Internet (e.g.: language settings in which you want a site to open, keeping a user logged in his webmail account; online banking security; keeping goods in your shopping basket)

 

WHY ARE COOKIES IMPORTANT FOR THE INTERNET?

Cookies are a convenient way to carry information from one session on a website to another, or between sessions on related websites, without having to burden a server machine with massive amounts of data storage. Storing the data on the server without using cookies would also be problematic because it would be difficult to retrieve a particular user's information without requiring a login on each visit to the website.

If there is a large amount of information to store, then a cookie can simply be used as a means to identify a given user so that further related information can be looked up on a server-side database. For example the first time a user visits a site they may choose a username which is stored in the cookie, and then provide data such as password, name, address, preferred font size, page layout, etc. - this information would all be stored on the database using the username as a key.
Subsequently when the site is revisited the server will read the cookie to find the username, and then retrieve all the user's information from the database without it having to be re-entered.

 

SECURITY AND PROBLEMS RELATED WITH PRIVACY

Important: Cookies cannot be used to run code (run programs) or to deliver viruses to your computer.

There is a lot of concern about privacy and security on the internet. Cookies do not in themselves present a threat to privacy, since they can only be used to store information that the user has volunteered or that the web server already has.

Whilst it is possible that this information could be made available to specific third party websites, this is no worse than storing it in a central database. If you are concerned that the information you provide to a webserver will not be treated as confidential then you should question whether you actually need to provide that information at all.

 

OTHER SECURITY ASPECTS OF COOKIES

Because cookies are are simple text files, text files cannot execute programs or carry out tasks. Nor can they be used to view data on your hard disk, or capture other information from your computer.

Furthermore, cookies can only be accessed by the server that initiated them. This makes it impossible for one Web server to snoop around in cookies set by other servers, grabbing sensitive bits of your personal information.

 

COOKIES DISABLING AND REFUSAL

Due to their flexibility and the fact that many of the largest and most-visited websites use cookies by default, cookies are almost unavoidable. Disabling cookies will lock a user out of many of the most widely-used sites on the Internet like Youtube, Gmail, Yahoo mail, and others. Even search settings require cookies for language settings. Here are some tips you can use to ensure worry-free cookie-based browsing:

Customize your browser's cookie settings to reflect your comfort level with cookie security or use our guide to delete cookies.

If you are very comfortable with cookies and you are the only person using your computer, you may want to set long expiration time frames for storing your personal access information and browsing history.

If you share access on your computer, you may want to set your browser to clear private browsing data every time you close your browser. While not as secure as rejecting cookies outright, this option lets you access cookie-based websites while deleting any sensitive information after your browsing session.

Install and keep antispyware applications updated

Many spyware detection, cleanup applications, and spyware removers include attack site detection. They block your browser from accessing websites designed to exploit browser vulnerabilities or download malicious software.

Make sure your browser is updated

If you haven't already, set your browser to update automatically. This eliminates security vulnerabilities caused by outdated browsers. Many cookie-based exploits are based on exploiting older browsers' security shortcomings.

Cookies are everywhere and can't really be avoided if you wish to enjoy the biggest and best websites out there. With a clear understanding of how they operate and how they help your browsing experience, you can take the necessary security measures to ensure that you browse the Net confidently.

 

More information about avoiding or deleting cookies can be found at links below:

Cookie settings in Internet Explorer

Cookie settings in Firefox

Cookie settings in Chrome

Cookie settings in Safari

 

OTHER USEFUL LINKS

If you want to find out more information about cookies and their use, we recommend you to visit the following websites:

Microsoft Cookies guide

All About Cookies

The European Advertising Standards Alliance (EASA) is the single authoritative voice on advertising self-regulation issues. It promotes high ethical standards in commercial communications by means of effective self-regulation, while being mindful of national differences of culture, legal and commercial practice.

The Interactive Advertising Bureau (IAB) is comprised of more than 500 leading media and technology companies that are responsible for selling 86% of online advertising in the United States. The IAB educates marketers, agencies, media companies and the wider business community about the value of interactive advertising. Working with its member companies, the IAB evaluates and recommends standards and practices and fields critical research on interactive advertising. The IAB is committed to the continued growth of the interactive advertising ecosystem in tandem with ethical and consumer-friendly advertising practices. The IAB Board of Directors is authorized not only to develop and maintain this Code of Conduct, but to also establish and implement procedures and guidelines for the purpose of determining when violations or failures occur and for allowing the Members to participate in a resolution and remediation process that is both reasonable and fair to the Members and the industry in which the Members do business.

For more information regarding third parties cookies settings, you can use the website:

http://www.youronlinechoices.com/ro/

You can use this same website of IAB Romania in order to get more information regarding confidentiality issues of online advertising

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