Use policy of cookies and similar technologies


1. RisCo policy of cookies and similar technologies use.

This policy refers to cookies and similar technologies, as used by case in websites and applications operated by Risco Servicii Financiare SRL headquartered in Bucuresti, Bdul Pierre de Coubertin 3-5, Office Building, etaj 5, sector 2, (herewith called RisCo)

Cookies are used for the following purposes:

This policy is completed with RisCo policy regarding general personal information protection, which you can find here and with Terms and Conditions of the website, which you can find here, that we encourage you to read, as they include useful supplementary information, including that regarding the RisCo responsible person with personal information protection, all purposes of data processing by RisCo, your rights, as well as exceptions and limitations to those rights, etc

Appropriate protection of personal information is an important objective for RisCo. Our desire is to be as clear and transparent as possible regarding RisCo approach towards personal information protection. For any question you might have, please contact us at


2. What are cookies?

Cookies are small files, composed of letters and numbers, which will be stored on the computer, mobile device or other equipment of a user who access the internet. Cookies are installed by a request of the user's terminal to a RisCo server, or to a server of a third party.


3. What are cookies used at?

These files made possible in principal, the recognition of user's terminal and content presentation to the user in a relevant manner, adapted to his preferences.

Cookies ensure users' a pleasant navigation experience and support RisCo efforts to offer to users services adapted to theri needs.


4. What cookies to we use?

We use two types of cookies: per session and fixed. Session cookies are temporary files that remain on user's terminal until the session termination or when the aplication is closed. Fixed cookies remain on user's terminal for a period as determined by the cookies' parameters, or until manually deleted by the user.


5. How are cookies used by this website?

A visit on this website may post the following types of cookies:

Cookies and/or similar technologies stricly necessary are essential for the good functioning of the website, being set on your device when the website is accessed or at website use, as case may be. You can set your browser to block cookies, but in this case some sections of the website will not function properly

The other types of cookies have the role as indicated under section 9.


6. Do cookies or similar technologies contain personal information?

Cookies or similar technologies do not request per se personal information in order to be used and in many cases, do not even personally identify internet users. However, there are situations when personal information can be collected by the use of cookies in order to facilitate some functionalities for the user or to offer him a browsing experiece better adapted to his preferences. Such data are encrypted in a way that makes it impossible to be accessed by unauthorized third parties


7. Cookies blocking

In case you wish to block cookies, some functionalities of the website will be discontinued, and this may generate some disfunctionalities or errors in using our website. For example, blocking cookies may prevent you from:

In case you agree with those limitations and wish to block cookies, you may set your browser to block them. Most browsers are set implicitly to accept cookies, but you can modify those settings to block some or all cookies.


8. Management of you preferences regarding cookies

In general, an application used for accessing webpages allows for saving cookies and/or similar technologies on your terminal implicitly. Those files are stored for periods described in the table from section 9 below. Those settings may be changed so as the automatic management of cookies to be blocked by the web browser, or the user to be informed each time cookies are sent to his terminal.

Detailed information regarding the possibility and ways to managing cookies can be found in the settings area of the web browser. Limiting cookies usage may affect some functionalities or your website.


9. Why are cookies and/or similar technologies important for the Internet?

Cookies and/or similar technologies represent a central point in the efficient functioning of the Internet, by helping to generate a friendly navigation experience for users and adapting to the preferences and interests of each user. Refusing or de-activating cookies may render some websites or part of websites impossible to use.

Examples of important uses of cookies (which do not require users authentication through account settings):

Cookie denomination Category Type Purpose Strictly necessary Duration Who accesses cookies
Functionality Permanent No 10 days RisCo
Publicity Permanent No 3 months RisCo
Functionality Permanent Yes 3 months RisCo

RisCo uses the services of the following third parties for the purpose to offer functionalities, for analysis and for publicity purposes. It is possible that those third parties could set and use cookies and/or similary technologies on the websites and applications operated by RisCo, as well as on websites and in applications different than those operated by RisCo.


Google Analytics

Category: Analysis

Purpose: Web analytics



Google Maps API

Category: Functionality

Purpose: Estimated points of delivery close to the user through reverse geocoding




Category: Analysis

Purpose: App Analytics